Amazing. I went to the GMAC website two weeks ago and set up automatic payments for the new Vibe from our savings account, and today was the day for the first withdrawal. What do you know, it worked. Now we only have 59 more payments to go!
It always surprises me when these things actually function the way they’re supposed to. These automatic electronic withdrawals have always scared me, but I realized that this is the easiest way for me to handle the payments. That’s a good thing for a lazy guy, as it reduces the chance of screwing up: all I have to do is make sure that particular account stays above a certain level, and we’re covered. For someone like me (the Mother of All Procrastinating Fools), this is just fabulous. I can even transfer money into the account online. I have to have some, obviously, but all this voodoo happens with the MacBook I’m using now. Fun with computers, not “paying bills.” Not bad at all.

The entire car buying experience has been rather like floating down a wide, languid river. First we drove off in our new car without writing a check, thanks to zero percent financing and no money down — that was surreal enough — and we’ve been enjoying it for six weeks without having to make a payment of any kind. Oh, and guess what? The damn thing is getting almost 35 mpg in town.
Now we’ve paid the first installment, but I didn’t have to do anything: General Motors just stepped inside our savings account and took it. You’d think I would absolutely hate that, but I don’t. I’ll never have to write a check and fill in all those numbers, which is actually rather kind on GMAC’s part. No painful emotion involved, as in “My God, are we paying THAT MUCH for this heap!?” That’s because the transaction remains abstract, so long as I toss a couple of checks into the relevant account every month.
This probably relates to why everything is to be going to hell in the world at large. I suppose I should get out more, but having only recently partaken of the Great American [fake] Free Lunch, I’m still grinning like a happy idiot. (The characterization may be apt, since we’ll soon be upside-down on the auto loan for the duration.)
The car, by the way, is a total delight. I never knew it would be such fun to drive.

